# Global Payouts

CoindPay supports multiple [payouts](https://coindpay.xyz/account/payouts) and settlement models to accommodate different liquidity, compliance, and cost requirements across global markets.

<figure><img src="https://4241769897-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FSH3Edva2xmXt469sOUlR%2Fuploads%2FYhgZMNME8tLsYAE0Gmim%2Fimage.png?alt=media&#x26;token=5f36bc0f-0245-4938-8566-635fe220239d" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}
Configure the payment method for your Payments Link (see illustration).
{% endhint %}

### Settlement Options

CoindPay supports multiple payout and settlement models to accommodate different liquidity, compliance, and cost requirements across global markets.

#### 1. Crypto-in → Crypto Settlement ✅

**Status:** Live

* Supports 12+ major blockchain networks, including Base, Solana, BNB Chain, and others
* Near-instant settlement, typically \~15 seconds
* Ultra-low network and processing fees
* Fully on-chain, no banking dependency

**Best suited for:**\
On-chain native use cases, Web3 applications, real-time payouts, and treasury operations requiring maximum speed and flexibility.

***

#### 2. Fiat-in → Stablecoin Settlement ✅

**Status:** Live

* Supports 45+ fiat currencies globally (USD, EUR, GBP, JPY, etc.)
* Settlement to stablecoins (**USDT/USDC** on **EVM** and **SVM** networks [2. Payout assets](https://docs.coindpay.xyz/landing/start/customers/payment-metrics#id-2.-payout-assets)
* Near real-time processing, typically \~5–10 minutes

**Best suited for:**\
Global merchants, cross-border payouts, and scenarios requiring fiat collection with crypto-native liquidity and faster capital efficiency.

<figure><img src="https://4241769897-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FSH3Edva2xmXt469sOUlR%2Fuploads%2F7LsoUqzKJHmGkJ7AJuqR%2Fimage.png?alt=media&#x26;token=57961724-2f3a-4b61-9e60-27b0a7e85df2" alt=""><figcaption></figcaption></figure>

***

#### 3. Fiat-in → Fiat Settlement ⏳

**Status:** Coming Soon (Under Legal Review & Product Development)

* Settlement via EU and US banking rails
* Expected settlement cycles: T+7\~15
* Slower settlement compared to crypto or stablecoin flows, but with lower overall fees

**Best suited for:**\
Cost-sensitive businesses, traditional financial operations, and jurisdictions where fiat-to-fiat settlement is required for regulatory or accounting reasons.

***

#### Settlement Characteristics

* **Crypto and stablecoin settlements are near real-time**, driven by on-chain finality and instant liquidity availability.
* **Fiat settlements depend on banking infrastructure**, including correspondent banks and local clearing systems, which introduces longer settlement cycles.
* For fiat-in → stablecoin or fiat payouts, [rolling-reserves](https://docs.coindpay.xyz/landing/start/partners/rolling-reserves "mention") **are mandatory** to ensure risk management and regulatory compliance, especially in EU and US markets.
* While slower, **fiat-to-fiat settlement offers more competitive fees** compared to faster settlement options.&#x20;

***

<figure><img src="https://4241769897-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FSH3Edva2xmXt469sOUlR%2Fuploads%2FGqqqsnAVB0ctDgLW5kVW%2Fimage.png?alt=media&#x26;token=63a06bdf-26a4-45f5-917b-17932c04e3c6" alt=""><figcaption></figcaption></figure>

#### Settlement Fees & Pricing

* **Default pricing applies under CoindPay standard fee schedules.**\
  For detailed and up-to-date fee structures across different settlement methods, please **contact the CoindPay Business or Sales team** for confirmation.
* **Fees may vary based on transaction volume, settlement method, jurisdiction, and risk profile.**\
  Final pricing is determined after an initial business review and integration assessment.
* **High-risk merchants or industries are subject to additional review.**\
  For merchants classified as higher risk, CoindPay will conduct a **business and transaction flow audit** (including use case, volumes, and settlement behavior) before confirming applicable fees, limits, or settlement terms.
* **CoindPay reserves the right to adjust fees, settlement cycles, or reserve requirements** based on ongoing risk monitoring, compliance obligations, and operational considerations.