Pay-ins
Visually configure payment acceptance, settlement assets, and fund routing in a single workflow.
CoindPay supports multiple payouts and settlement models to accommodate different liquidity, compliance, and cost requirements across global markets.
Configure the payment method for your Payments Link (see illustration).
Settlement Options
CoindPay supports multiple payout and settlement models to accommodate different liquidity, compliance, and cost requirements across global markets.
1. Fiat Pay-in → Stablecoin Pay-out ✅
Status: Live（~5–10 minutes）
Supports 45+ fiat currencies globally (USD, EUR, GBP, JPY, etc.)
Settlement to stablecoins (USDT/USDC on EVM and SVM networks
Near real-time processing
USDC Settlement
EVM
Base
SVM
Solana
USDT Settlement
EVM
BSC
SVM
Solana
Settlement Flow
End-to-End Fiat-to-Stablecoin Payment & Settlement Infrastructure.
Best suited for: Global merchants, cross-border payouts, and scenarios requiring fiat collection with crypto-native liquidity and faster capital efficiency.
2. Crypto Pay-in → Crypto Pay-out ✅
Status: Live（~15 seconds）
Supports 12+ major blockchain networks, including Base, Solana, BNB Chain, and others
Near-instant settlement, typically
Ultra-low network and processing fees
Fully on-chain, no banking dependency
Best suited for: On-chain native use cases, Web3 applications, real-time payouts, and treasury operations requiring maximum speed and flexibility.
3. Fiat Pay-in → Fiat Pay-out ⏳
Status: Coming Soon (Under Legal Review & Product Development)
Settlement via EU and US banking rails
Expected settlement cycles: T+3~7~15
Slower settlement compared to crypto or stablecoin flows, but with lower overall fees
Best suited for: Cost-sensitive businesses, traditional financial operations, and jurisdictions where fiat-to-fiat settlement is required for regulatory or accounting reasons.
Settlement Characteristics
Crypto and stablecoin settlements are near real-time, driven by on-chain finality and instant liquidity availability.
Fiat settlements depend on banking infrastructure, including correspondent banks and local clearing systems, which introduces longer settlement cycles.
For fiat-in → stablecoin or fiat payouts, Rolling Reserves are mandatory to ensure risk management and regulatory compliance, especially in EU and US markets.
While slower, fiat-to-fiat settlement offers more competitive fees compared to faster settlement options.
Service Fees & Pricing
CoindPay Unified Service Fees – All-in-One Pricing Across Payment Rails, Settlement, and Risk Management.
Default pricing applies under CoindPay standard fee schedules. For detailed and up-to-date fee structures across different settlement methods, please contact the CoindPay Business or Sales team for confirmation.
Fees may vary based on transaction volume, settlement method, jurisdiction, and risk profile. Final pricing is determined after an initial business review and integration assessment.
High-risk merchants or industries are subject to additional review. For merchants classified as higher risk, CoindPay will conduct a business and transaction flow audit (including use case, volumes, and settlement behavior) before confirming applicable fees, limits, or settlement terms.
CoindPay reserves the right to adjust fees, settlement cycles, or reserve requirements based on ongoing risk monitoring, compliance obligations, and operational considerations.
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